We help over-indebted individuals get back on their feet. We are the first organization in Finland to do this openly and responsibly through collaboration between the public, private, and non-profit sectors. At the same time, we create solutions that make lending and borrowing more responsible.
Our vision is a world where household debt problems can always be resolved and where lenders support borrowers in achieving sensible goals. The human and societal costs of over-indebtedness are minimized through the collaboration of responsible actors and the utilization of new technologies.
